Investors Archives - PSA Capital Investments

PSA Capital Investments explains the fuel crisis's impact on investments

Despite huge growth in renewable energy, modern economies still depend heavily on fossil fuels. Anything that affects fuel prices causes ripples to almost every sector of the economy. That’s happening right now as we continue to feel the shockwaves from the Iran conflict. As fuel supplies come under pressure, we are seeing price increases across … Read more

PSA Capital Investments shares how to build a steady income from investing.

While investing can help you fund long-term goals like your kids’ college education or retirement, the right investments can also help you support your current lifestyle. As you invest in assets that grow your wealth, also add investments that generate a reliable income to help you pay for vacation, education, home upgrades, and other expenses. … Read more

PSA Capital Investments shares how our financial risk evaluation protects investors

Private credit generally offers more flexible terms than traditional banks. This is great for borrowers, but some private credit investors worry that these lending terms increase the risk of default, and they could end up losing their money. It’s a fair concern. Private credit investing is generally riskier than public markets. Capital preservation and income … Read more

PSA Capital Investments shares how leveraging debt can build wealth

The wealthiest people, billionaires included, regularly take on debt to finance their investments. It’s called debt leveraging, and it’s one of the most powerful tools for building wealth. At its simplest, leveraging debt means borrowing money to invest, allowing you to control a larger asset or investment position with less of your own capital. When … Read more

PSA Capital Investments explains common investment scams in private equity.

According to South Australia police, Australians lose more money to investment scams than any other type of scam, with over $190 million lost in 2024. These scams are not always obvious and can be hard to spot. Most scammers impersonate real firms and may even have legitimate-looking documents and websites to bolster their credibility. But … Read more

PSA Capital Investments explains whether private credit is a safe investment

If you’ve been thinking about investing in private credit, but are worried whether it’s a safe investment, we’ve written this guide to answer your questions. While the higher returns of private credit are attractive to investors, many are also concerned about risks such as loan defaults, illiquidity, and capital losses. All these are real risks, … Read more

5 Reasons to Consider Passive Investment in Private Credit

The passive vs. active investments debate isn’t new, but it’s particularly relevant in private credit, where the risk is higher and the learning curve steeper compared to public markets. Active investing in private credit can get you higher returns, but it comes with more risk and more work. Passive investing, on the other hand, lets … Read more

Pros and Cons of Investing in a Mortgage With Your SMSF

The biggest advantage of an SMSF is its greater flexibility compared to a retail super fund, particularly in terms of investment options. One of the options you have is investing in a mortgage with your SMSF. There are two ways to do this: At PSA Capital Investments, we work with borrowers who want to take out … Read more

Is a Second Mortgage a Good Investment Strategy?

If you’re looking for capital to expand or diversify your investment portfolio, one of the options that may be available to you is a second mortgage. This is a home loan that you take in addition to, but separate from, your existing mortgage. You borrow money against the equity you’ve built up in your home, … Read more

Increasing Your Portfolio Income With Private Credit Investments

Usually, the main goal of investing is to build wealth and secure your future. But you can, and should, also invest for the present. A well-balanced portfolio includes growth-focused assets as well as income-producing assets that can help you pay for holidays, education, home upgrades, and other expenses. Private credit investing can be a valuable … Read more