Call (03) 9847 7689*Past performance is not an indicator of future returns
The Smarter Way to Invest
PSA Capital Investments is Australia’s premier private lender for profitable small to medium businesses, offering secure, income-generating opportunities for investors. With returns averaging over 8%* per annum, it’s the smarter way to invest.
Outstanding Results 
PSA substantially outpaces standard expected returns, securing an average of over 8% through our investment products. Invest with confidence and make your money go further with a reliable Mortgage Investment.
Experience Where it Matters
Backed by unparalleled financial acumen, PSA can provide low-risk, high-yield opportunities that fit into your defensive portfolio and deliver outstanding returns. We conduct rigorous risk evaluation processes and character references to ensure borrowers are able to easily pay back loans on time so that you can:
Receive returns averaging over 8.85%* per annum with a low risk investment
Secure investments that are recovered quickly and safely
Help small to medium businesses improve their ongoing profitability
*Past performance is not an indicator of future returns
Safer Investments
While the nature of investing requires a certain element of risk, we pride ourselves on offering low-risk opportunities that provide more certainty over your investments and are returned within an average of 3 months. The security of capital is of the utmost importance, which is why:
- We require security and asset backing of at least 160%
- We do NOT do consumer credit code lending
- Our loan terms allow borrowers to pay back debts sooner and exit faster, meaning less risk to investors
- If someone defaults on their loan, PSA issues a default notice and will take their collateral (within a month for most things but generally not longer than 3 months).
- All legal matters and collections are outsourced, ensuring less risk to PSA and it’s investors.
Make the Most of Your
Money with Higher Returns
With returns far above competing private lenders, PSA offers safer, low-risk investment opportunities with outstanding results. Make your money go further and invest with confidence.
- Outstanding ROI
- Excellent security of capital
- Low-risk opportunities
- Fits into a defensive portfolio
- Rigorous risk evaluation processes
- Unparalleled financial acumen
Why Choose Us
Respectful
Our clients are top priority at PSA, we always strive to provide a respectful experience that delivers the best possible outcome and gets clients where they want to go.
Experienced
PSA’s team are some of Australia’s most experienced finance professionals. We offer tailored advice and expert guidance so you can guarantee the best return as quickly as possible.
Ethical
PSA brings a caring and human approach to lending. All services follow strict regulations and ethical business
practices to ensure fair terms and great returns.
Reliable
PSA works in the best interests of both borrowers and investors. Our ethos is to employ a trustworthy, transparent, savvy and conscientious approach, always.
Frequently Asked Questions
What is private credit investing?
Private credit investing involves providing capital to borrowers through a private lender, offering an alternative to traditional banking finance. Investors earn returns from interest payments on these loans.
How does investing with a private lender work?
Investors contribute capital to a private credit fund or directly to individual loans. The private lender then lends these funds to borrowers, generating returns through interest payments and fees.
What are the benefits of investing in private credit?
Private credit investments can offer higher yields than traditional fixed-income assets, portfolio diversification, and regular income through interest payments. Our rigorous risk assessment processes also ensure exceptional security of capital.
What are the risks involved in private credit investing?
As with any investment, risks include borrower default, economic fluctuations, and liquidity constraints. However, our private credit funds mitigate risk as much as possible by securing loans with an asset backing of at least 160% and a Capital Buffer 10% co-investment from us.
What happens if a borrower defaults on a loan?
In the event of a default, the private lender will take enforcement action to recover the outstanding loan amount by selling the secured assets if necessary.
What kind of returns can I expect?
Returns vary based on loan terms, risk profiles, and market conditions. However, our investors can expect to see returns averaging over 8%* per annum.
*Please note that past performance is not an indicator of future returns.
How often are returns paid out?
Interest payments are distributed on a quarterly basis.
What is the minimum investment amount?
Minimum investment amounts vary depending on the fund structure, but we actively seek investment from sophisticated and wholesale investors. Contact us for specific details.
How long is my capital locked in?
Investment terms vary, but our private credit investments have long-term liquidity.
Are there any tax implications for my investment?
FAQs
Disclaimer: The information contained in this document is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Before making any investment decision you should consider obtaining professional investment advice that takes into account your personal circumstances and should read the current Information Memorandum (IM). The IM is available at request. Neither the Investment Manager nor PSA Capital Investments Group or any member in its group guarantees repayment of capital or any particular rate of return from the Fund. All opinions and estimates included in this document constitute judgments of the Investment Manager as at the date of this document and are subject to change without notice. Past performance is not a reliable indicator of future performance. The value or return of an investment will fluctuate and an investor may lose some or all of their investment. Whilst the Investment Manager believes the information contained in these materials are based on reliable information, no warranty is given to its accuracy and persons relying on this information do so at their own risk. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. Statements contained on this fund page that are not historical facts are based on expectations, estimates, projections, opinions and beliefs of the Investment Manager as at the date of this document. Such statements involve known and unknown risks, uncertainties and other factors, and should not be relied upon in making an investment decision. These views may not necessarily reflect the views of PSA Capital Investments Group or any member in its group. Any references in this document to targeted or projected returns of the Fund are targets only and may not be achieved.
Contact PSA Capital Investments Now
Melbourne
Suite 99, Level 27/101 Collins Street Melbourne
